Buying and selling with Namibian dollars

Buying crypto with NAD means someone converts your local money into a coin at an agreed rate. The rate you see is built from the global market price plus the service's margin, and that margin is how the business stays open. Silnta quotes openly: the market price plus ten percent when you buy, and the market price minus ten percent when you sell.

Read the whole quote, not just the headline number. Compare the amount of coin you actually receive, the network fee, and how long settlement takes.

Keep records. Save every quote, reference number and proof of payment.

Verify the counterparty. Trade through a service with a real address, real staff and a complaints channel.

Never send first to a stranger. Person-to-person deals without escrow are where most local losses happen.

There are three costs in almost every crypto transaction, and beginners usually only notice the first one.

A quick habit: before confirming, ask yourself how much of the coin lands in your wallet, not how good the advertised rate looked.